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Carrier Personalised Insurance Policies
This is made up of six (6) personalized insurance policies tailored to guarantee your wealth and protect your family.
  1. Private Car Insurance Policy
  2. House Owners/Householder Comprehensive Policy
  3. Family Personal Accident Policy
  4. Travelers Insurance Policy
  5. Private Medical Insurance Policy
  6. Life Assurance Policy
Features Benefits
  • Flexibility of picking an insurance company of your choice (we provide advisory roles).
  • Ensure adequate protection of your family and investment.
  • Provision of 24 hours help line (including weekends).
  • Guarantees personalized service of the highest standard.
  • Review of policy terms and conditions on your behalf
  • Efficient Claim Processing Unit
  • Free pre and post loss survey/inspection
  • Release of claim cheque within 72 hours of signing discharge voucher.
  • Maximum cover for a minimum premium
  • Designated (client service officer) CSO for each client
  • Replacement vehicle for accidental ones (for vehicles with value not less than N 2 million).
  • Constant education on the policy terms and conditions.


Private Car Insurance Policy

You are free to determine the level of cover required. This can either be Comprehensive, Third Party Fire & Theft or Third Party only.
Comprehensive
  • It covers fire, theft and accidental damage
  • Third party property damage limited to N 1 million.
  • Unlimited for third party bodily injury and death.
  • Loss of accessories up to a specified policy limit.
  • Premium payable is 10% of value of cars.
  • Discounts available
    .
Third party Fire and Theft
  • It covers fire and theft to the vehicle.
  • Third party property damage limited to N 1 million.
  • Unlimited for third party bodily injury and death.
  • Premium payable is 60% of premium payable on Comprehensive cover
Third party
  • Third party property damage limited to N 1 million.
  • Unlimited for third party bodily injury and death.
  • Premium payable is N 1,000 per vehicle.

 
House Owners/Householder Comprehensive Policy
  • This covers loss or damage resulting from fire, lightning, explosion, flood, impact, bush fire, riot and strike, malicious damage, storm, and tempest, earth quake, overflowing of water tanks aircraft damage or articles dropped there from.
  • Theft and house breaking following forcible and violent entry and/or exit.
    Loss of rental income (Limited to 10%) of sum insured.
  • Alternative accommodation (Limited to 10 of contents) in the event of the building being rendered uninhabitable by the insured perils.
  • Legal liability of insured as a tenant towards the landlord and the public.
  • Compensation for death of insured or any member of the insured household as a result of insured perils up to a determined limit.
  • Medical expenses for injury sustained as a result of an insured perils up to a determined limit.
  • Premium payable is 1% of sum insured on content and 0.25% of sum insured on building.
  • Discount available.

 
Family Personal Accident Policy
  • Covers all members of the family.
  • Provides for death, disablement and medical expenses on injuries resulting from violent accidental, external and visible means.
  • Dependent children are excluded from death cover.
  • Benefits to each member in the policy will include:
  • Benefits
  • On Death   
  • On Permanent Disablement
  • On Medical Expenses
  • Premium payable is
    N1,000,000.00
    N1,000,000.00
    N100,000.00 (limit) 
    N 4,000.00 per insured person

 
Travelers Insurance Policy
  • Whilst traveling as a fare paying passenger in any fully licensed standard aircraft, motor vehicles, railway or any other form of transportation.
  • This provides cover for death or bodily injury resulting from violent accidental, external and visible means. Limited to N500,000.00.
  • Medical and hospital expenses incurred in connection with the accident to a limit of N 50,000.00.
  • Loss of luggage limited to N 25,000.00
  • Premium payable N 2,500.00.

 
Private Medical Insurance Policy

This policy provides payment of specified compensation for medical expenses incurred as a result of illness. The indemnity if dependent on the sum insured subject to policy terms and conditions.

Benefits:

  • Payment of: Medical expenses incurred as a result of illness.
  • Emergency transportation cost incurred within Nigeria.
  • Overseas medical treatment.

 
Life Assurance Policy

.

 

This is an investment policy which provides benefit to you or your dependent either at maturity or death, which ever comes first.

The premium payable is commensurate to the assured sum.

Below are few out of many policies available in the life assurance market

  • Investment Linked Plan
  • Personal Pension Plan
  • Educational Endowment Plan

 
 
 
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